Skip to content

California Residents

Date of Last Update: January 31, 2024 

This Privacy Policy (“Policy”) governs this website operated by Advisory Institute, LLC (“Advisory”) as well as all of the pages, links and information contained therein. This Policy governs how Advisory may collect and use information about you from our website.  PLEASE READ THIS POLICY PRIOR TO USING THIS WEBSITE, AS YOUR USE OF THIS WEBSITE CONSTITUTES YOUR EXPRESS CONSENT TO THE TERMS AND CONDITIONS OF THIS POLICY.   

  1. Consent 

By visiting this website, you agree in advance to both the current and future terms of this Policy. By visiting this website, you accept the terms and conditions of this Policy, and grant Advisory the right to use your information as described herein. You also consent to the Website Terms and Conditions. Please refer to that page for more information. 

Advisory reserves the right to update this Policy at its discretion and without notice to you. Please refer to this Policy often as your continued use of this website after such changes are posted will constitute your consent to any amendments to this Policy.  

If you do not agree to these terms, please leave this website and terminate your browsing session. 

  1. What Information We Collect 

Advisory does not collect or solicit contact information or nonpublic personal information from Website visitors. However, using cookies, this Website may automatically collect certain types of personal information when you access this Website. For the purpose of this policy, “personal information” may include the following data points: 

  • The IP Address of the device you use to access our Website 
  • Statistical information about which pages on our Website you visit or links you click 
  • Whether you are a return visitor to our Website 
  • Your general non-specific geographic location 
  • Your internet service provider 
  • Which websites you visited immediately before and after this website 
  1. How We Collect Information 

If you choose to use Advisory’s Website, Advisory may collect information the following ways outlined below.  

  • Cookies – this website may use cookies to improve your experience and gather information for statistical reporting and other purposes. A cookie is a small piece of information sent by a site that is saved on your electronic device or web browser. It holds the information a site may need to personalize your experience. If you don’t want to browse with cookies, you can set your cookie preferences with your internet browser or on your browsing device to reject some or all of them. 
  • IP Address – An IP address is a number that is assigned to your device automatically when you use the Internet. This website may collect the IP address affiliated with your device for the purposes of security, authentication, systems administration, diagnosis of any problems relating to servicers, and data aggregation relating to website visitor volume, location and use. This information is collected when you visit a particular page, and the server for this website logs your IP address. When you visit a particular page on this website, Advisory’s servers may log your IP address. 
  • You Chose to Contact Advisory – Advisory’s website is meant for informational purposes only and is not intended to provide advice, personalized recommendations, news or subscription services. As a result, Advisory does not accept or collect personal information from consumers. However, if you choose to contact Advisory for any reason, you are voluntarily submitting the unsolicited information contained in that communication to Advisory. 
  1. How We Use Information  

Advisory uses the information it collects from cookies on this Website internally in the following ways:  

  • Website Maintenance and Performance – Advisory may use the information it collects to repair errors that affect how the Website functions or help ensure the website operates as intended  
  • Security and Fraud Detection – Advisory may use the information it collects to protect its Website against malicious, deceptive, fraudulent, or illegal activity 
  • Internal Research – Advisory may use the information it collects to assist in further developing and improving the content it displays on this Website. 
  • Commercial Reasons – Advisory may use the information it collects to maintain business records, or create deidentified summaries or reports that can be used to market its advertising opportunities 
  • As Legally Required – Advisory may use the information it collects in order to comply with any federal, sate, or local laws to comply with court orders, subpoenas or summonses; to cooperate with law enforcement or to exercise or defend legal claims. 
  1. Disclosure of Personal Information 

Advisory is not acting as a data broker and does not sell personal information in exchange for money. Advisory does not share personal information with its advertising partners or other third parties.  

Any external use of its data is done in a manner that is deidentified or aggregate.  

Advisory reserves the right to share data that is not deidentified or aggregate if it is necessary in order to (a) comply with any federal, sate, or local laws;  (b) to comply with court orders, subpoenas or summonses; (c) to cooperate with law enforcement agencies concerning conduct or activity that may violate federal, state or local law or pose harm to the security of an individual; or (d) to exercise or defend legal claims.  

  1. Who We Share the Information We Collect With and Why  

For each category below, we do not share your personal information. Only deidentified or aggregate data is shared outside our company for use as follows: 

  • Website Maintenance – companies that host, maintain and secure our website  
  • Security and Fraud Detection – companies that host, maintain and secure our website  
  • Internal Research – none 
  • Commercial and Economic Purposes – companies that wish to advertise with us, or with companies that agree to market our Website 

For each category below, Advisory does not voluntarily or regularly share your personal information. However, there may be circumstances when we are required to share information that is not deidentified or aggregate.  

  • As Legally Required – governmental agencies, courts, law enforcement, legal counsel, state and federal regulatory authorities 
  • When we would be required to share personal information –in connection with any summons, subpoena, court order, in order to comply with state or federal laws or regulations, if requested from law enforcement, or to exercise or defend legal claims. 
  1. Past Disclosures of Personal Information Collected From Cookies 

In this Section, Advisory will share with you any past disclosures it has made of personal information that was not aggregate or deidentified. Please note that Advisory cannot report any sharing in this section which is prohibited for legal reasons. 

  • Advisory has not disclosed or shared any of the personal information it collected from cookies in the preceding 12 months.  
  1. Information Relating to Children 

This website is not directed toward children. Advisory does not knowingly collect information from children under the age of 16, or as otherwise defined by state law. Advisory also does not collect or maintain a database of individualized user data, regardless of age. If Advisory learns that personal information is collected from, submitted by, or submitted pertaining to a child, it will delete that information from its systems. 

  1. Information Security  

Advisory is committed to protecting the information it against the loss, misuse or alteration of personal and nonpersonal information obtained through the use of its website and any products or services it offers. 

However, Advisory cannot guarantee the safety and security of any information or communications done using the internet or other electronic or digital means. Advisory does not ensure or warrant the security of any information you transmit to it. All communications with Advisory, including any submissions made through its website, including the use of forms, links or other contact opportunities is done at your own risk. Advisory is not responsible for user error, misuse by you of its website, the circumvention of any privacy settings or security measures contained on its website, or actions of any third party with respect to its systems and website.  

  1. Do Not Track Request Disclosure 

Advisory does have its website configured to detect and honor Do Not Track signals coming from browers or devices. However, Advisory cannot guarantee that every type of signal is compatible with or may be recognized by the Website, or that the signals themselves are functioning properly. If you have any concerns regarding the use of website cookies as outlined in this Privacy Policy, please terminate your usage of the website immediately. 

  1. Contact Us 

If you have any questions or comments about our Policy or using this website, please feel free to contact us: 

Email: [email protected]

  1. California Residents Only 

California law extends certain protections to California consumers as it relates to data privacy under the California Consumer Privacy Act (“CCPA”). This section of the Privacy Policy is intended only for residents of California. 

Advisory does collect personal information as defined by the CCPA. The specific information collected is outlined in this Privacy policy under “What Information We Collect”.  Advisory does not collet information which is classified as “Sensitive Personal Information” under the CCPA. 

However, Advisory does not mee the threshold for compliance with the CCPA as it does not have gross annual revenue of over $25 million in the previous calendar year, does not derive any part of its annual revenue from selling or sharing consumer’s personal information, and does not buy, sell or share the personal information of 100,000 or more consumers or households.  

  • Request to Opt-Out of Sale or Sharing – The CCPA allows consumers to request the ability to opt out of having their personal information sold or shared. Because Advisory’s business does not meet certain thresholds it is not required to comply with the CCPA.  
  • Advisory does not sell the personal information it obtains from the use of cookies, and does not share the information obtained from the use of cookies except as for legally-related purposes, which are exempted under the CCPA. As a result, there is nothing to opt out of. 
  • Right to Correct – The CCPA allows consumers to request that a business correct inaccurate personal information that has been collected from consumers. Because Advisory’s business does not meet certain thresholds it is not required to comply with the CCPA.  
  • Advisory does not maintain the information collected from cookies in individually identifiable records about consumers or households, so we do not have records that can be corrected. 
  • Right to Delete – The CCPA allows consumers to request that a business delete personal information that has been collected from consumers. Because Advisory’s business does not meet certain thresholds it is not required to comply with the CCPA. 
  •  Advisory does not maintain the information collected from cookies in individually identifiable records about consumers or households so there are no records to delete.  
  • Right to Know – The CCPA allows consumers to request that a business disclose what personal information it collects, uses, shares, sells and why it is collected, used, shared or sold.  Because Advisory’s business does not meet certain thresholds it is not required to comply with the CCPA.  
  • Although it is not required, this policy is intended to provide visitors to this Website with much of the information contained in a Right to Know Response. Please read the policy as it outlines the specific types of information Advisory collects from visitors to this Website, who we share information with and when/why. This this Privacy Policy is also updated to inform visitors to the Website about past disclosures, including those in the previous 12-month timeframe. 
  • Advsiory Advisory does not maintain the information collected from cookies in individually identifiable records about consumers or households, so a search of its records for individual information would be unlikely to return identifiable results. 
  • Right to Limit –  The CCPA allows consumers to request that a business limit how it uses sensitive personal information that has been collected from consumers. Because Advisory’s business does not meet certain thresholds it is not required to comply with the CCPA. 
  • Advisory does not collect sensitive personal information from its Website visitors as defined by the CCPA. Because we do not have sensitive personal information or collect it from our cookies, there is no need to request a limitation on use.