Bank Ratings

Banks Criteria – Checking & Savings Accounts Criteria

  • Trustpilot Ratings. Trustpilot is considered reliable due to its open platform allowing a wide range of customer feedback, verification processes to confirm the authenticity of reviews, and a strong commitment to transparency. 
  • Fees. We look for banks with low or no monthly maintenance fees, minimum balance fees, ATM fees, and overdraft fees. Some banks offer ways to waive these fees, such as maintaining a minimum balance or setting up direct deposits. 
  • Interest Rates. We compare interest rates for savings accounts. While rates may be low across the board, some banks offer slightly better rates. 
  • Accessibility. We consider the bank’s accessibility in terms of branch locations, ATMs, and online and mobile banking features. Ensure it’s easy to deposit and withdraw money. 
  • Account Types. We check if the bank offers a variety of account types and features that suit your needs, such as interest-bearing checking accounts, high-yield savings accounts, or certificates of deposit. 
Company

Reviews

RatingBenefits

Ally		900 Reviews | Bad8/10
  • High-Yield Savings Account Available
  • Very Informative Website and Transparent Website
  • Also Offers Credit Cards, Home Loans, Car Loans, Life Insurance, and Investment Services
  • 43K+ In-Network ATMs Available; Reimburses Up to $10 Per Statement for Other ATMs
  • Cash-Back for Debit Card Purchases
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Bank of America		2,717 Reviews | Bad7.2/10
  • Widely Accessible with Physical Locations in All 50 States
  • Extensive Checking and Savings Account Options
  • Investment Services Available Through Merrill Edge
  • Manage Account Online, with Mobile App, and Text Banking
  • Cashback Deals on Certain Purchases Made with Debit Card
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Capital One		3,246 Reviews | Bad7.6/10
  • No Monthly Service Fees or Overdraft Fees
  • Offers High-Yield Savings Account with Competitive Interest Rates
  • Large ATM Network with 70K+ In Network ATMs Available
  • Early Paycheck Access for Direct Deposit Customers
  • Physical Branches and Capital One Cafe’s Available Throughout U.S.
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Chase		14,153 Reviews | Good8.0/10
  • Provides 24/7 Customer Service
  • Vast Network of 4,700 Branches and 15K ATMs Nationwide
  • Overdraft Protection Buffer Available for Some Checking Accounts
  • Also Offers CDs, Credit Cards, Auto Loans, Home Loans, and Investment Services
  • Early Direct Deposit Access Program
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us bank logo
US Bank		1,334 Reviews | Bad7.6/10
  • 24/7 Customer Service by Phone Plus Online Chat
  • Branches Located in 25 States and Large ATM Network
  • Safe Debit Checking Account with No Overdraft Fees
  • Interest Earning Checking Account Available
  • Exclusive Benefits for Veterans, Active Military and Families
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Last updated: 11/13/25